💼 Income Tax Calculator

FBR Income Tax Calculator 2025-26 / 2026-27

Pakistan's income tax uses progressive slabs — the higher your income, the higher the marginal rate, but only on the portion that falls within each bracket, not your full salary. This free calculator covers FBR's 2026-27 (upcoming) and 2025-26 (current) salaried tax slabs, plus historical years back to 2023-24. Enter your monthly or annual gross income to instantly see your total annual tax, effective tax rate, monthly withholding, net take-home salary, and a full slab-by-slab breakdown.

Your Income

Enter income to get instant tax breakdown

Income Period
Monthly
Annual
Rs
Tax Year
Employment Type
Salaried
Business
Quick Select (Monthly)
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Business Tax Slabs Not Available

FBR has not yet published the official business / non-salaried income tax slabs for 2025-26. Please check back later or visit fbr.gov.pk for the latest notification.

✓ Below tax threshold — No tax due
FBR Tax Year 2025-26
Annual Tax
Rs 0
Per year
Monthly Tax
Rs 0
Deducted from salary
Effective Rate
0.0%
Of gross income
Annual Take-Home Salary
—
Monthly Take-Home
—
Take-home 100% Tax 0%
Income Distribution
Tax Bracket Rates
FBR Tax Slabs 2024-25
Salaried Individuals
Annual Income Range Rate Fixed Tax Your Tax from Slab

Income Tax in Pakistan 2026-27 & 2025-26

Pakistan's income tax is governed by the Income Tax Ordinance 2001 and administered by the Federal Board of Revenue (FBR). For salaried individuals, tax is deducted at source by employers under the withholding provisions and deposited directly with FBR. Business individuals file and pay tax annually through FBR's IRIS portal.

The tax year in Pakistan runs from July 1 to June 30. Both salaried and business individuals with annual income up to Rs 600,000 are exempt from income tax. The 2026-27 slabs announced in the Pakistan Budget 2026-27 expand the bracket structure to 8 slabs (up from 6), with reduced rates on middle incomes and new brackets covering Rs 41L–56L and Rs 56L–70L.

Key change vs 2025-26: the Rs 22L–32L bracket drops from 23% to 20%, and the Rs 32L–41L bracket drops from 30% to 25% — providing relief to mid-level salaried earners. Higher earners above Rs 41L now move through two additional brackets before reaching the 35% top rate.

Important Notes
  • Tax is progressive — higher income falls into higher brackets incrementally
  • Business individuals face higher rates than salaried employees — use the toggle to compare
  • Rebates, deductions (Zakat, pension, etc.) can reduce taxable income
  • A 9% surcharge applies on income tax for salaried persons earning above Rs 10 million
  • Always verify with FBR's official portal or a tax consultant

How to Use

  1. Select the tax year — choose 2026-27 (Upcoming) for Pakistan Budget 2026-27 rates or 2025-26 (Current) for this year's rates.
  2. Select your income type — Salaried Employee or Business/Self-Employed — as FBR applies different slab schedules to each.
  3. Enter your monthly or annual gross income in PKR using the toggle. The calculator converts automatically.
  4. Read your annual tax liability, effective tax rate, monthly tax deduction, and take-home salary. The slab chart shows how much tax falls in each FBR bracket for your income.

Frequently Asked Questions

What are the income tax slabs for salaried individuals in Pakistan 2026-27?
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Under FBR's 2026-27 Finance Act, salaried individuals pay: 0% on up to Rs 600,000; 1% on Rs 600,001–1,200,000; Rs 6,000 + 11% on Rs 1,200,001–2,200,000; Rs 116,000 + 20% on Rs 2,200,001–3,200,000; Rs 316,000 + 25% on Rs 3,200,001–4,100,000; Rs 541,000 + 29% on Rs 4,100,001–5,600,000; Rs 976,000 + 32% on Rs 5,600,001–7,000,000; and Rs 1,424,000 + 35% above Rs 7,000,000.
What changed from 2025-26 to 2026-27 income tax slabs?
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The 2026-27 slabs add two new mid-to-high brackets (Rs 41L–56L at 29% and Rs 56L–70L at 32%), while reducing the rate in the Rs 22L–32L bracket from 23% to 20% and the Rs 32L–41L bracket from 30% to 25%. The tax-free threshold of Rs 600,000 remains unchanged. These changes provide relief to middle-income salaried earners while creating a more gradual step-up to the 35% top rate.
What is the minimum taxable income in Pakistan for 2026-27?
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For salaried individuals, income up to Rs 600,000 per year (Rs 50,000 per month) is completely exempt from income tax under both 2026-27 and 2025-26 FBR slabs. If your annual salary is below this amount, you owe zero income tax to FBR.
What is the difference between salaried and business tax slabs?
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Salaried individuals benefit from lower tax rates under the Finance Act. Business / non-salaried individuals are taxed at higher rates under a separate schedule. Use the Employment Type toggle on this calculator to compare both. Note: business slabs for 2026-27 are not yet published — the calculator will show a notice if you select that combination.
How do I file an income tax return in Pakistan?
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You can file your income tax return online through FBR's IRIS portal (iris.fbr.gov.pk). The deadline for salaried individuals is typically September 30 each year. You'll need your CNIC, bank statements, salary certificate, and NTN (National Tax Number).
What is Super Tax in Pakistan?
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Super Tax is an additional levy on high-income individuals. Individuals with income above Rs 15,000,000 (1.5 crore) are subject to additional Super Tax ranging from 1% to 10% on the amount exceeding the threshold. Always verify with FBR's latest notification.
Can Zakat paid reduce income tax?
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Yes. Zakat paid is deductible under Section 60(1) of the Income Tax Ordinance 2001. You can subtract it from your taxable income, effectively reducing your tax bill. Keep documentation of Zakat paid for record purposes.